Selling your home can be a lot handful than you think. That’s why it’s best to have a real estate agent to guide you and help you with whatever requirements you need to get. Before selling your lovely home, here’s a list of documents you need to prepare to have a smooth transaction with interested buyers.

1. Professional Appraisal From The Original Purchase of Your Home

An appraisal is a professional assessment of the fair market value of your home that determines how much a mortgage lender will lend to a buyer.

2. Original Sales Contract

The original sales contract is the agreement you made with the previous owner of your home when you bought it.  

This way, the buyer makes no mistake about who has previously owned the house, and the terms and conditions under which it was transferred to a new owner.

3. Homeowners Insurance Records

You want to be transparent with your buyer about any damages and repairs made to your home.

This will also give the buyer an idea of how much their homeowners’ insurance will cost when they move in.

4. Mortgage Statement (Payoff Amount)

If you’re selling before you pay off your current mortgage in full, contact your lender or servicer and request a statement showing your payoff amount.

The payoff amount is the total you’ll have to pay to satisfy the terms of your mortgage loan, including any interest you owe until the day you plan to pay your loan in full. With that information, you’ll be able to calculate your estimated home sale proceeds.

5. Maintenance Records

Home repair and maintenance records are hard evidence of all that work you’ve done to your home while you’ve proudly owned it.

These records also let the buyers know what needs immediate attention when they move in. It includes Maintenance receipts such as roof repairs, chimney cleanings, appliance warranty plans, etc.

6. Past Utility Bills

Buyers will be curious to know how the electricity, gas, water, and sewer bills for your house shake out each month so they can budget accordingly.

Consider offering them a copy of whatever records you’ve got handy, whether it be hard or digital copies.